At some point in time, almost everyone has allowed a friend to borrow their car. A question that many people do not know the answer to is what happens if the person borrowing your car gets in an accident and it is their fault? Who is ultimately liable? Will my auto insurance cover the damages, or is the person you allowed to borrow your car responsible?
First and foremost, auto insurance follows the car. This means that even though your friend was driving your car, your auto insurance will cover the costs of damages, provided you gave your friend permission to use your car.